Which tax regime is better in India for 2025-26?

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India Income Tax Calculator FY 2025–26

Calculate your Indian income tax for FY 2025-26 and compare the New Tax Regime vs Old Tax Regime to see which saves you more. Instant results with full slab breakdowns.

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Liability Oracle

Global Tax Mapping

Processed Locally

Tax Profile

Asset Denominator

Total Taxable IncomeNet of standard exemptions

Projected Tax Liability

$513,188

Effective Rate: 34.2%

Total Income$1,500,000

Marginal Rate37%

Tax Deducted-$513,188

Net Take-Home$986,812

Estimates only. Consult a tax professional for compliance.

Tax Planning for Indian Salaried Employees

For FY 2025-26, the New Tax Regime offers a standard deduction of ₹75,000 for salaried employees and tax rebate under Section 87A for income up to ₹12 lakh (making it effectively zero-tax). The Old Regime benefits those with significant 80C investments, HRA claims, and home loan interest deductions. Our calculator helps you decide.

New vs Old Regime Comparison

New Regime: 0% up to ₹3L, 5% ₹3-7L, 10% ₹7-10L, 15% ₹10-12L, 20% ₹12-15L, 30% above ₹15L. No major deductions but lower rates. Old Regime: Higher rates but allows deductions under 80C (₹1.5L), 80D, HRA, LTA, home loan interest, etc.

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Frequently Asked Questions

For income above ₹15 lakh with deductions over ₹3.75 lakh (80C + HRA + LTA etc.), the old regime may save more. For most salaried employees with limited deductions, the new regime offers lower effective rates and simplicity.

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