Home Affordability

Estimate how much home you can actually afford.

Home Affordability

Estimate your home buying power based on income, debt, and current interest rates.

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Financials

Target Currency

Annual Gross Income ($)

Monthly Debts ($)Loans, cards, etc.

Down Payment ($)

Mortgage Interest Rate (%)

Estimated Budget

$641,201

at 6.5% for 30 years

Max Monthly

$3,800

Aggressive (43% DTI)

Safe Monthly

$2,800

Conservative (28%)

Debt-to-Income (DTI)5%

Safe Home Price$482,990

Monthly Gross Income$10,000

Quick Insight

Lenders typically look for a DTI below 43%. Your current DTI is 5%. Lowering monthly debts will significantly increase your buying power.

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Home Affordability

Estimate how much home you can actually afford.